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The Church Loan Fund, Inc. was incorporated in 2010 to serve as a manager and administrator of church loans and to serve as an originator of first mortgage church loans to qualified congregations within the Church of God, an international religious denomination with headquarters in Cleveland, Tennessee.

With the formation of the Church Loan Fund, Inc., all loans previously held within the Ministers' Retirement Fund were assigned to the Church Loan Fund. As of July 20, 2010, the Ministers' Retirement Plan relinquished all responsibilities and obligations regarding the church loan portfolio and such were assumed by the Church Loan Fund, Inc.

The Church Loan Fund serves as a lender to churches seeking to borrow money for acquisition, construction, refinancing, and other real property related lending. To qualify for a loan, very specific guidelines must be followed. The guidelines and regulations are set out in the following documents: the Church of God General Assembly Minutes (primarily at S52), the procedures manual for the Church Loan Fund (including Board interpretations and regulations), and the Internal Revenue Code. Since pension assets of the Ministers' Retirement Plan may be invested in the Church Loan Fund and used for church loans, very stringent rules and guidelines apply.

Additional information about the Church Loan Fund is available on the Application and Frequently Asked Questions Pages.

To obtain an application package from the Church Loan Fund, you may contact our office at

(423) 478-7131 or toll-free at (877) 478-7190. You may also contact our Chief Operating Officer by e-mail: Angie Conine -

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